In the UK it would depend on the insurance company's policy. Get several quotes, explain what you need.
One person can insure as many vehicles as he/she can afford.
You will insure the cars based on where they are driven the most. If you drive more in one state, insure the car there.
To do this you can go to an insurance website such as admiral which gives you a discount on your second car
What is No Claims Bonus/no claims discount? No Claims Bonus (NCB) is crucial to reducing car insurance premiums. Its worth varies from company to company. A NCB of five years or more, for example, can entitle drivers to a 60%-75% discount on car insurance premiums. NCB is earned. Generally, for every year that a driver has insurance on a car without making a claim, they will earn another year's NCB to a maximum of 5 years. Some companies offer further discounts for 6-8 years of claims-free driving, but generally the maximum figure is 5 years. With two cars, a driver will need two lots of NCB - one lot for each car. Drivers can't share a NCB earned on one car between two cars.
Only human beings are covered by disability insurance. If you want to insure cars, you require automobile insurance.
Certainly.
Yes, It is usually cheaper to have 2 vehicles on the same policy but there may be some cases where you need to have them separated. Some companies will not insure classic cars correctly, recreational vehicles. or motorcycles so they would need a separate policy for a separate company.
Yes, but why do you have 4 cars any way.
No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.
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Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.