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If i have an accident as a named driver on someone elses insurance will it effect mine when i get my own?
Yes, because it is all reported to the state DMV offices under the driver's license number of the driver. All insurance companies double check the DL# for previous accidents and incidents, etc. It's going to show up.
Can you insure someone as a named driver even if they do not live at the same address?
It's not illegal to be a named driver on an insurance policy if you don't live at the same address- only if you lie about living together to the insurance company. I think it's different for multi car discounts/ policies.
Are there insurance companies that offer non driver insurance?
Yes, they do offer. The part where owner's legal liability is not charged where owner is not a driver, can be replaced with paid driver cover and un-named passengers cover as a matter of abundant caution if someone else should drive.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?
if someone died and left an insurance policy and named me beneficiary how can i find out
Can i be the only named driver on a vehicle that belongs to someone who hasn't got a driving license?
Yes. Insurance covers the vehicle and the driver. You do have to be aware of insurable interest. The insurance company may not want to pay you for the damage you did to someone's car because you would gain from the other person's loss. You should really work with an insurance agent because rules are different from company to company.
Can i be a named driver on my sisters car insurance if i am a the policy holder on my own car?
no
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
I need my step-daughter insurance on my car as she do not own her own car now?
you can put her on your insurance as a named driver
If your name is on your car title and registration can the insurance for your car be under someone else's name?
Yes but the owner needs to be named and all driver info need to be given too.
Can you be the named driver on a car insurance policy if the car is owned by a non-family member?
no
Can you borrow your parent's car without being a named driver on their insurance policy?
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
