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Boat insurance is not mandatory in California. However, your are still responsible for bodily injury and property damage caused by your actions.
In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.
In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.
Damaged
yes of course.
passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance
So I'm assuming you don't want coverage for damage to your vehicle if it were in an accident. Then your probably just going to need Property Liability & Property Damage Coverage. You wouldn't need to carry comprehensive or collision coverage. I'm from Michigan and we are a NO Fault Insurance state. So in my state most people call it PLPD. In Michigan, this is going to give you liability damage and property damage but no coverage for your vehicle itself. Usually states have minimum coverage that is mandatory. In Michigan, the state minimum is is 20,000 Bodily Injury per Person / 40,000 Bodily Injury Per Occurrence and 10,000 Property Damage. The Bodily Injury covers injuries to the other party and the Property Damage covers the damage to the other person's vehicle. You also are required to have PIP coverage in Michigan, which is Personal Injury Protection which is unlimited. This coverage is your "Medical" coverage. Hope that helps...
$25,000 per person for bodily injury, $50,000 per accident for bodily injury are required in Utah
There are three aspects of auto insurance that Michigan requires it's driving residents to carry. "Residual Bodily Injury and Property Damage Liability Insurance," also known as BI/PD, "Property Protection" or PPI, and "Personal Injury Protection, " PIP. If you speak with any insurance agent in your area they let you know the minimums for each and how much that will cost you in premiums.
No
flexibility---a+ fool
Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.