0
As lame as it sounds: It Depends. Check closely your home owners insurance coverage policy which will lay out all of the things that will be covered.
A basic policy, for example, usually covers water damage from rain, but not water damage caused by water collecting on the ground. That would normally be covered by a separate flood insurance rider.
Add your answer:
Earn +20 pts
Does homeowner's insurance cover engine failure?
No, homeowner's insurance only overs damages on the house.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
Will insurance cover joists falling off of main girder?
If you are having this construction done by a bonified contractor, then their insurance should cover any/all damages. If you, the homeowner, are doing the construction and someone gets hurt, your home hazard insurance policy should cover that. Your home policy most likely will not cover other damages.
If homeowner fails to replace a bad roof and it caves in does insurance company pay?
No,, homeowners insurance does not cover normal maintenance costs nor damages that result from lack of maintenance.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Does homeowner insurance cover roach infestation in my four-plex?
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
If I injure someone in self defense and am sued for his damages does my homeowner's liability coverage cover my legal costs and his medical care?
This is a question that can only be answered by your reading your homeowner's insurance policy. Under certain conditions, it might.
Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
Will homeowners insurance cover replacement windows that sagged due to settling?
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
does homeowner ins cover the cleaning lady falls?
Most homeowner insurance will cover for public liability but you need to read your policy.
Does homeowner insurance cover the homeowner?
If i go out of town and live the water running from the sink would mu homeowners cover the claim
