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Is a stolen motorcyle covered under home owners insurance?
No. It covered under a motorcycle policy.
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Is a barn under construction covered by home owners insurance?
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
Personal property is covered under what peril?
The listed perils (barring exclusions) in your home owners or renters policy.
How do you fight a claim against your home owners ins?
That depends on what type of claim was denied and whether or not the loss was covered under the homeowners Insurance Policy. It would be an unwise and fruitless pursuit to sue the company over a loss that is clearly not covered under the policy.
Will home owners insurance cover attached garage if it falls down from bad weather?
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Does home owners insurance cover damage caused by a roof leak?
If your roof is leaking due to a loss suffered from a covered peril under your policy such as fire, wind hail etc. (see your policy for covered perils) then your roof leak as well as any resulting damage should be covered under you home insurance policy. If you roof is leaking simply because it is old and has reached or or surpassed it's life expectancy (an expected and normal home owners maintenance issue) the roof leak would not be covered.
If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?
No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Car parked in garage has a loss will it be covered under home owners or auto policy?
That depends on the nature of the loss. Contact your Insurance Agent and he will be able to advise you on coverage.
If you have a broken pipe underneath the foundation of your house is repair covered under home owners?
It depends on what type of insurance policy you have. Just call your insurance agent and ask.
