Since there are only three zeroes, the ten-thousandths only mean precision. It is "three thousand" (and no thousandths).
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Three million.
It is 80000000 + 3000000 + 20000 + 3000 + 7.
5% of 3000000 = 3000000*5/100 = 150000
3000000.1
It is about 2.5% rounded