It depends on your insurance. Most insurance companies cover any car you are driving. If it doesn't, the rental agency will be able to help you.
Insurance which is sold by rental car companies usually covers damage or liability while driving the vehicle. The insurance does not generally cover any goods that are stolen while locked up in the vehicle. There are different types of insurance which are offered. The best insurance to get is comprehensive and collision coverage.
The CDW (Collision Damage Waiver) insurance covers the following: Liability, collision, theft and other damage. This sort of insurance is offered by car rental companies.
I believe it stands for "Supplemental Liability Protection". This is liability insurance that covers beyond the minimum that the "damage waiver" insurance covers. Basically it's additional insurance you purchased at the time of the rental.
Yes, a limited time insurance is absolutely necessary to get an auto rental. When driving a rental car, one must be adequately insured in case of a collision. Rental car companies provide this auto insurance although it tends to be pricey. Thus, if one uses rental cars often, they may consider a non-owned auto liability insurance.
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
kayaking
I don't really understand the situation. Car rental companies have to carry liability insurance coverage or they will be shut down by the state. We had this occur several years ago by one of the companies and the State Insurance Dept put them out of business. A little more info would help.
Car rental companies get their car insurance from the distributors or dealerships where they have acquired their cars.
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rental liability
As a moving company, you won't be able to get cargo insurance for the load you haul unless you actually own at least one truck. You would only be able to purchase the insurance that the rental companies offer and it's mostly liability and collision insurance only.