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Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.

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Q: Can you do the home repairs yourself and get paid by homeowners insurance?
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Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.


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