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Using a cell phone while driving is thought to increase the chances of having an accident, perhaps as much as being over the limit for blood alcohol. So your insurance company my find it appropriate to increase your rates. But that will depend on the specific company.

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Q: What effect does a cell phone ticket have on insurance?
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Does insurance rates go up in ny for a cell phone ticket?

In California a cell phone ticket is not considered a point, however your insurance will go up about 5-10 more a month. (depending on your insurance carrier)


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