not technically. once the title is in your name that basically states that you've paid for the car in full and now were giving you the title to prove it
When driving behind another vehicle at night,
I have received three letters from Allied Payments saying I need to send £10. Processing fee to receive £18,000. Award I won. I don't know how or where I won it! there is a form for me to sign as authorisation for my winnings to be sent. I have no idea how I was meant to have won this money an am suspicious of the company asking for £10. Does anyone else know about this?
Not likely. If you cosign then you are saying "I trust my credit in this person's hands." If the signer does not pay then it is the responsibility of the cosigner to take care of the payments.
Usually, 50/50%. Depends upon the state laws. Get your own insurance company involved. When a car made a right from the second lane and scraped across my bumper I didn't have any damage so I didn't notify my insurance company. The other driver was clearly at fault and was given a ticket for making an illegal turn. A few weeks later I got a letter from his insurance company saying that their investigation had determined I was at fault and I should send them $$$$$. I sent the letter on to my agent and my company made their own investigation (simply requested the police accident report). Hopefully, you have a police report.
I presume that YOU declared bankruptcy yourself? If so, then the car loan company will likely try and repossess their property, as you through declaring bankruptcy are saying you do not have the funds to make the payments. The loan company has an interest in the car and will recover and sell it to regain some of the funds that they loaned you to purchase it. I am afraid that your personal needs for a vehicle do not enter into this situation.
Press your insurance company to argue your case. Do not say/write any further to the owner of the 'offending' vehicle.
A company slogan is their saying. For instance, McDonalds' is "I'm lovin' it."
If you are not making the payments as agreed upon, yes, he can come and take it at any time. Having a Lien on it means that you owe money.Not making any/all payments on time is the same as saying "I don't need this car anymore". If you still wanted it you would make all the payments when they are due and do whatever it takes to make sure the payments are made even if you have to work additional jobs.The ownership arrangements are most likely mentioned in the final divorce decree. Unless you are not acting in accordance to whatever the written arrangements were for ownership, he should not just be able to show up and take it. Hire a lawyer.
Do you have the title? I would watch out with this one, sounds like they made an error, however if you have title, I wouldn't sell right away, I would make another payment and when payment sent back, keep the envelope, sealed the way you got it back and hold on to it, just so they can see you have been attempting to pay the debt in the event they figure out they made a boo-boo. However, if you have title, and no lien on title, can't see why you cant sell.
You should never do electrical work on a vehicle without disconnecting the battery. Saying that, if you are making these connections correctly you will not blow a fuse. You are doing something wrong.
Yes, until you actually make the payment and the lender contacts the repo company and cancels the repo, we will still take your car. Unfortunately for you, one of the excuses that the repo man hears the most is "I have the money and I'm planning on making my payment tomorrow." If we let everyone keep their vehicle that told us that, we'd never make any money. This is not saying that you weren't going to make your payment, I'm just saying that we hear that a lot and most folks that use that line have no intention of making their payment the next business day like they claim.
There are laws saying you cannot steal one. So, unless someone gives you a vehicle, you do have to pay for it.