Most insurance companies will refuse to cover you once you are convicted of a DUI. At that point you will be required to purchase special insurance that is just for high risk drivers such as people convicted of DUI. The price will depend on the perceived risk of your behavior. After you have driven without additional DUI arrests and demonstrated that you can drive safely for a few years, your rates may return to something more normal. In the interim, your rates may increase up to several times what you paid before.
As with any type of violation, a DUI can heavily influence insurance rates. Typically the insurance premium will increase for at least three years. It can also be difficult to obtain insurance after a DUI.
If you have been convicted of a DUI, you are required in most cases to file a SR22 form with your insurance company. This will put you in a high risk category. At the time of your insurance renewal the company can increase your rate or terminate your policy.
If the carrier runs his motor vehicle report before the renewal (some do not) then his rates should increase. If shopping for new insurance they will rate him for that infraction and will usually return a higher quote.
DUI is a very serious matter. You can expect your rates to increase by a large portion. They can revoke your insurance if they see fit to as well. If they do not revoke it, you will have to get SSR insurance.
For DUI's on your record, you will have to have SSR insurance which will increase the cost of insurance. Progressive offers this type of insurance at a descent price.
== == Why do you assume you will GET insurance, after a DUI? The insurance industry is cracking down on those who drink and drive, by refusing to insure such drivers.
If you can even GET it, it may be as much as 3 or 4 times the cost of conventional auto insurance. It is different in each state. Some states mandate the amount that insurance companies can charge so check with a local agent.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
A DUI can have significant effects on your insurance premiums. Many insurance companies see DUI convictions as a sign of high risk and may increase your premiums or even cancel your coverage as a result. The specific impact on your rates will depend on your insurance company's policies and your state's laws, but it's not uncommon for DUI convictions to result in premium increases of hundreds or even thousands of dollars per year.
You need motorcycle insurance if you have a motorcycle. The DUI is a ticket.
if you committed the DUI, you need car insurance.
Having a DUI won't make your insurance company drop you most of the time. You will have to pay more, but just getting car insurance with a DUI shouldn't be a problem.