If you need an SR22 and do not own a vehicle, You can purchase a Non-Owners Insurance Policy with an SR22 filing and still be in compliance with your state ordered SR22 filing.
You will still need to obtain the SR22 before your license suspension will be lifted.
If the state has required you to file an SR22, then you do still need it. You should contact your State of licensure to determine if an SR22 filing is still required. Just because the state did not revoke your license does not mean that you do not need one. Generally if you filed your SR22 within 30 days of the state ordering you to do so, then your license will not be suspended because you filed your SR22 timely, this does not mean that they will not suspend your license later if you have failed to maintain a required SR22 filing. The required filing period is for 2 to 3 years depending on your state law and what a court may have ordered.
I need SR22 Insurance for a prospective employer. I don't have a vehicle in my name but need this insurance.
An SR22 form is only proof that you have Auto Insurance. So, NO if you have an SR22 then that means you already have insurance.
One will find that when searching for SR22 car insurance, one is searching for what is most commonly known as high risk auto insurance. Some companies where one can find SR22 car insurance are Progressive, and Serenity.
Some charge a fee for SR22 but it is never much. The companies that offer an sr22 filing with your auto insurance policy will also sell you auto insurance without the filing. Your rate has little to do with the need for an sr22, however the violation that led to the sr22 requirement can effect your rates.
No, An SR22 is a reporting of your insurance to the state that required it. This is caused by an infraction in your state. If you wanted an SR22 in another state you would need a separate insurance policy in that state.
It doesn't cost anymore, It's the ticket or violation that caused you to need the sr22 filing that will be costing you more on your auto insurance, not the sr22 certificate. So it really just depends on why you need the SR22 and with which company you are currently carrying your auto insurance policy. The sr22 does not effect your rate at all, but the violation that caused the state to order you get the sr22 may effect your rate substantially.
SR22 insurance is often used when a person requires their drivers license to be reinstated under special circumstances. Progressive and Geico both offer online SR22 quotes.
An SR22 is not a policy, it is a certification endorsement added to your policy. Yes your insurance premium will likely go up but not because of the sr22 filing. Your rates may go due to the violation that led to your need for the sr22 in the first place. The SR22 is only required due to a serious violation.
If you wish to insure your car with SR22 insurance, you will need to provide the details of your automobile and your driving history. If you have previously had an accident, this will be scrutinized.