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How does a driver class rating of 51 effect my rating on an auto insurance policy?
This just sounds like your insurance company classification codes. These codes don't mean anything to you or anyone else except for the insurance carrier. Sometimes people get too iinvolved in what their code means and does this number or that letter make their insurance higher. Driver Class 51 could mean 25-64 year old married male drivers. Every driver on your insurance policy has a class cose. It's just ways of grouping certain individuals based on factors where they are similiar. They are nothing to worry about and nothing you can do anything about.
What companies offer driver license insurance?
I don't know what "driver license insurance" is. Many companies offer automotive insurance, if that's what you mean.
What does principal driver on automobile insurance policy mean?
The principal driver is the person who drives the vehicle over 50% of the time. This is the main driver of the vehicle and the person who will be rated as the driver for computing the cost of the insurance.
What does excluded driver mean on policy?
One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.
What does driver hit tp mean on your insurance?
On your insurance, driver hit TP means third party. This basically means that if you hit anyone, that person can claim against your liability.
If i take a class will my insurance come down?
Guessing that you mean a driver improvement class, and your car insurance. It MAY. You need to check with your insurance company.
Had auto insurance other driver had no insurance and no drivers license and is sueing?
Sorry, but just because the other driver had no insurance or license doesn't mean they were at fault in the accident. Anyone can sue for anything, it does't mean they will win. Turn over any suit papers you get served with to your insurance agent immediately and they will handle it. Your insurance company will pay for any damages and will pay for your defense.
If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?
If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).
What does an insurance cancellation policy mean?
You either are a horrible driver or you didn't pay your bill. Or something else..
What are the penalties for a distracted driver?
- A ticket? -points off? -Higher insurance? Depends on what you mean by "distracted"..and where you live
What is OSHA rating?
OSHA does not issue ratings, however businesses receive EMR's or experience modification ratings from their worker comp insurance company. 1.0 is the average rating for an industry. If the business has a lower rating (.9) then they are rated as having 10% less injuries than their industry. Generally this will mean a lower insurance rate.
Can people with crohns disease get life insurance?
Yes, but the actual rating will depend upon the individual's medical history and current insurance physical (usually done by a paramed.) By rating, I mean the class of risk an insurance company assigns to an individual insurance applicant based upon, among other things, his/her past medical history and current paramedical exam findings.
