It must be...you do not pick and chose what is included...everything you own and everything you owe is included. (Some, but very few things, are exempt by law from being seized/taken, but they are included in the filing and the ourt excludes or exempts it from use by creditors...like your kitchen set).
The car loan is listed as a secured loan. They will have the ability to claim the vehicle to satisfy the loan. Other debts that aren't secured by something have to use your general assets....that is, what isn't directly secured by a loan.
no
No, only unsecured debt is discharged.
You will be responsible for the whole debt since you are the only one capable of paying the debt after your wife's bankruptcy.
YES, you can include it whether the payments are current or not.
If there was a secured loan and you reaffirmed the debt in your chapter 7 and you have paid off the loan, you should get the title from the lender. If you surrendered the car to the lender in your chapter 7, your balance was discharged as an unsecured loan and you have not owned the car since you surrendered it.
No. You probably didn't include the car loan in the bankruptcy (if you did you wouldn't have the car anymore). If debt wasn't included in the bankruptcy you still owe it. Was the car insured? Usually if there's a loan on it the loan holder requires full coverage insurance. I'm not sure what the line of credit has to do with the car.... but if that line of credit account number was included in the bankruptcy it will/was discharged.
No, not unless your name is on the title.No, not unless your name is on the title.No, not unless your name is on the title.No, not unless your name is on the title.
The bank should not have your car title if it is paid off. If you declared bankruptcy and it was discharged, your bank credit card account should be dismissed.
If you are in a Chapter 13 plan, you have to get permission to pay off a vehicle or sell a vehicle that is included in your plan.
If you reaffirmed your car loan during your bankruptcy, you agreed to continue making the payments. If you included your car in the bankruptcy, then the loan was wiped clean, as it appears to have been according to your credit report. Your car should have been repossessed, but apparently wasn't. You should check with the lawyer who handled your bankruptcy, but my guess is that your car slipped through the cracks.
how can I get a title for a car that waS in bankeuptcy in kansas
Whether your car loan is discharged by a bankruptcy or not will depend on your state and the equity in your car. Whether the loan will be discharged or not is called an "exemption".