the insurance of the person responsible for the accident
The person that is responsible for the accident.
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
They are responsible for the crash, but you may also have liability for other offenses, having given them the car and knowing they have no license.
The Driver
The other car is at fault. If you couldn't avoid the accident and the other guy was in the wrong lane, he will be responsible for all damages.
No. The driver is responsible.
You may be legally responsible but since the car is on your policy it is your rates that might suffer if the accident was the fault of the driver of that car.
Yes. You are responsible for the car and having an accident in it shows that you didn't take proper care of the car.
I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
That would depend on who caused the accident and one of them is responsible of that.