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Yes. In addition to your normal expenses, such as rent, food, insurance and utilities, in a Chapter 7 bankruptcy you must continue paying all of your secured debts, which usually includes debts that are secured by a house, car or furniture. In other words, in order to keep your possessions, you must continue to pay for them. If you are surrendering the item that secures a particular debt to the trustee in order for he/she to sell the property & use the proceeds to pay creditors, then you do not need to continue to pay for that item. If you are unsure about which creditors you need to continue paying for, then please contact your attorney.

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Q: Do you pay rent under chapter 7?
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Do you have to pay rent if your apartment was damaged by fire and wasn't repaired for 7 months?

Oh I feel so sorry for you. What you do is you don't pay the rent and explain. You should stay at a family members house or a friends until you get settled down. If you don't pay the rent owed under a lease or rental, for whatever reason, you can be evicted, lose your deposit, and be sued for the remaining unpaid rent and for damage to the apartment. However, if the damaged apartment was unfit for human habitation, or the damages were already covered by insurance to the landlord, you may not have to pay that portion. For any diminished use of the apartment because of unrepaired damage, you might be lucky to receive a small abatement. So, if you're going to withhold rent, you should continue to make the payments into a savings account (or otherwise keep it available) so you can make the back payments that the court orders you to.


Can a tenant sue a landlord who is in bankruptcy?

Normally the bankruptcy filing has nothing to do with whether or not the tenant has paid his rent. A landlord does not have the right to evict a tenant simply because the tenant filed chapter 7 unless that is part of the lease. The terms of the lease determine if the tenant will be evicted. If the tenant pays the rent, he should not be evicted.


How is the dance in chapter 7 different from the dances in the previous dances?

which book is it from?


What is the maximum rent increase per year on a yearly apartment lease in NJ?

7 percent


Can you rent an apartment without being discharged from chapter 7?

Renting an apt. is not an asset but the up front payment or security deposit is. Once you file that is it anything after that is your problem. If you default in the rent you can't file again for I think 7yrs. Normally they can't touch your home unless you have equity. An apt. has no equity normally unless you own it.