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Yes, it can be included in the lease. It will only cost you less than $250/year depending on the amount of coverage and protects both your personal property and your liability. Plus, if the building burns down or some other loss, pays for you new place to live and other inconveniences. The real question is, why fight it? why would you not buy coverage required or not? 4lifeguild

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17y ago
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15y ago

No, it's not mandatory However, it is highly recommended. I got it three weeks before a fire and saved my self around ten thousand dollars. You can't beat that, plus it's only like twenty dollars a month!

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17y ago

Yes, most of them want you to have it for liability purposes.

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16y ago

The general answer is yes. Although it may vary by state, the landlord can require in the lease that the tenant obtain renter's insurance. One exception to this is government funded housing.

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13y ago

Some landlords may require you to carry tenants insurance in order to rent. If they don't it is still a very good idea to have it and very inexpensive.

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14y ago

No, but it makes sense to buy renter's insurance since it is so cheap and can help you replace your goods if they are ever stolen or damaged.

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15y ago

They can in California.

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Q: Can a landlord request renter's insurance to be mandatory?
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Why would a landlord request that he be named as an additional insured party on your renters insurance policy?

Renters insurance and the Additional InsuredIt is common to list the property owner as an additional insured, After all you are renting his property and have accepted certain liabilities for damages to the property. The reason a landlord would require this is in the event that a loss occurs and the tenant refuses to file claim, the landlord as an additional insured can call and file the claim for you. AnswerThat is a good question. You are right to be cautious ask your insurance agent.


How does a landlord reserve the right to terminate a lease with ninety days notice?

Prior to having the tenant sign, the landlord would insert the sentence into the lease, "The landlord reserves the right to terminate this lease with ninety days notice." Tenant may request the same terms, or take the tenancy as offered.


If you break any provision of the lease what recourse does the landlord have?

This depends on how serious or repetitious the violation is. A landlord can give you some time to correct the violation or can ask you to leave. If the landlord chooses the latter, he can choose not to renew the lease, terminate it with some notice, such as 30 days or less, or terminate it immediately by means of an eviction (an eviction is actually a court proceeding, not just a request for you to move. If you move per the request without the matter heading to court you will not have an eviction record, which could jeopardize your housing choice voucher if you have one and your ability to get into another home).


Can you transfer your lease on an apartment if you wanted to upgrade to a bigger apartment within the same complex?

In NYS, the landlord is not obligated to meet such a request. He may do so at his own option.


Can a renter put rent into escrow if landlord doesn't fix property?

Proper procedures must be followed according to state and/or local laws regarding this. In Florida you must give the landlord at least a seven-day notice of your intent to fix something that is vital to your living in the home before you can legally offset it from the rent. The repair must not be frivolous and must be of something, like the water heater, that is vital to the function of the home or would make the home uninhabitable if such repair is not made. This said, the landlord can still evict you for non-payment of rent. However you would likely win the case and can seek damages from the landlord of up to three month's rent abatement. Now, if the landlord does evict you in Florida, you can pay what would be the rent amount to the Clerk's Office instead of the Landlord so that you can request a final hearing before a judge or magistrate. If you paid out money to fix something vital in the house you can ask for an emergency hearing to determine rent amount, before you get your final hearing. Whatever the judge says is the amount you have to pay-- most likely it will be your rent minus your repair expense-- and you must pay it immediately in order to have a hearing. Your landlord will get that money, minus the court registry fee of about 14%-- a penalty that will make your landlord think twice about being greedy about the rent!

Related questions

Is it legal for a landlord to request renters insurance in the state of California?

Apparently, it is. I lived in Southern CA. in an apartment complex that kept flooding. So when the owner got everything fixed, he required renters insurance so that he couldn't be sued if it flooded again.


Why would a landlord request that he be named as an additional insured party on your renters insurance policy?

Renters insurance and the Additional InsuredIt is common to list the property owner as an additional insured, After all you are renting his property and have accepted certain liabilities for damages to the property. The reason a landlord would require this is in the event that a loss occurs and the tenant refuses to file claim, the landlord as an additional insured can call and file the claim for you. AnswerThat is a good question. You are right to be cautious ask your insurance agent.


Where can I get renters insurance quotes?

The best way to get renters insurance quotes is to submit your request on the rentersgo dot com site. Your request will be submitted to all competitors.


What are names of some cheap renters insurance out there?

Finding cheap insurance is simple - all you have to do is fill out one insurance quote request form and they'll give you a list of multiple insurance. Visit the website at www.2insure4less.com/.


Can anyone request for your tax returns or can your landlord request for tax return?

No a landlord cannot request tax returns Anyone can request them from you. You can provide them to anyone you want. They can not get them from anyone else.


Is kindergarten mandatory in South Carolina?

Yes it is mandatory however, one may request a exemption from mandatory attendance to kindergarten in SC.


Can you request the landlord to install additional electrical outlets?

Request? Certainly. You can request anything; you could request that the landlord provide you with a new car every year. However, realistically, if the apartment was within code when it was built, and has been reasonably maintained, then the landlord is not required to add more electrical outlets. Rewiring an apartment is a large expense, and not one that most landlords will be willing to incur.


Can a landlord use last months rent as a security deposit in Arizona?

Yes, only if the Landlord accepts. This is usually a request by a Tenant that is most often denied by the Landlord.


Can my landlord kick me out of my apartment anytime he wants?

If you have a lease your landlord would have to take you to court to have you kicked out of the apartment. If you are a month to month tenant then the landlord can request that you vacate with 30 days notice.


When you request an auto insurance quote does your current insurance company find out?

No


How do I get my landlord to install portable handicap lifts in my building?

The first step to getting your landlord to install a handicap lift in your building is to write him a letter with your request. He may be willing to work with you on this.


What is a request for insurance payout called?

claim