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Guide to Cheapest Car InsuranceTypically, domestic cars cost less to insure than foreign cars because the parts are cheaper.

Also, a four door sedan will cost less than a similar model two door coupe. The reason sedans cost less to insure may be due to the fact that the drivers of them are usually more conservative. For example, these drivers may be more mature or just more cautious because they have family members they want to keep safe.

The more horsepower a car has cause the insurance price to increase. Cars that are driven for performance and that are a hot item for young people that like to race them will also be more expensive due to the higher probability of causing accidents.

Other things that help keep the price of insurance down are the safety features of a car such as crash tests, air bags, and injury claims. Cars such as Volvos that are safer will have have a reduction in the cost.

Actually, sports cars are the most expensive to insure. But insurance is really not on the vehicle except for those that the bank owns(financed) and the bank needs to know that if something happens to the car, they will get their money.

But it is the DRIVER who is insured against any liability. The worse your driving record, the higher the insurance.

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