We have not been in our home which is only 4yrs old for a year yet and the air conditioner unit quit working Should our homeowners insurance cover this since it's been less than a year?
Actually, this should fall under warranty work, either the
warranty of the unit (the air conditioner) or the home warranty (if
you received one from the builder/seller. Check the paperwork you
received with the unit, if it is central air, this may be attached
to the main furnace unit. Check also your purchase agreement for
the home.