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It depends.. In India it's CIBIL(Credit Information Bureau (India) Limited for poor credit. If you cheat or abscond without paying the credit card bill, they will put you in black list and nowhere you can get loan or credit card in any banks in India. If you think you have that problem you can check it by writing ti cibil to get your credibility report. The porcedure for applying is easy . you have to fill a CIR request form with your address proof and Identity proof, some fees.
1.Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of these Identity Proofs)
2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self attested hard copy of any one of these Address Proofs)
3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery charge) , in favour of Credit Information Bureau (India) Limited payable at Mumbai
Please note that the fee once paid is non-refundable.
Send it to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710 they will process it and send back to you
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When might you need to record details of customer complaints?
Every time, especially when there is a recurring theme to the complaints. When multiple customers file complaints about the same procedure you will either need to put the details in a written flyer, train your employees on how to answer a customer's questions on the subject, or change the procedure outright if the cost of change is small and the potential loss is great...
How do you find out if there is a lien on your bank account?
Go to the bank and talk to a bank officer or customer service representative.
What is meant by acceptance outstanding?
Letters of Credit outstanding - this account arises out of the issuance of letters of credit for which the bank obligates itself to pay or guarantee payment. The bank has a right of recourse against the customer whose credit it substitutes. Acceptance outstanding - this is similar to the account letters of credit outstanding except that it makes the bank's obligation more real than contingent. the bank will honor the drafts presented to it and will also have the right of recourse against the customer. The acceptance makes the instrument easily negotiable and more acceptable for discounting. source: Banking theory and practice by: Mercedes M. Leuterio & Consuelo B. Estepa
What step will you take to convince your customer not to close their account in your bank?
i will ask the customer what kind of problem does customer facing in our bank and then i try give solution based on customer quires. if customer is facing the problem like improper account maintaining. for that first i will ask apology and promise them the mistake never repeat again.
How much would a customer receive when the customer wishes to close the accounts that he has two accounts with bank A one with a debit balance of RM2000 and the other a credit balance of RM3000?
Customer will raceive RM1000 as a net balance receivable from bank
In cases where there are complaints against the bank employees and the board of directors where will you file your complaints?
the supreme court
What are the functions of customer service department in a bank?
The functions of customer service in the bank is to handling the complaints, inquiries, creating a new client/customer's bank account, technical issue and incident report such as lost/stolen card.
What complaints have been made against the company Video Professor?
Video professor has complaints made against it about not giving out refunds to customers who are dissatisfied with their products and services. They aren't a very good company to do business with as their customer service is lacking.
Why is it important to document complaints and negotiate and outcome to the customer happy?
5 reasons why documenting customer complaints is important?
Customer complaints should be seen as to improve service?
Customer complaints should be seen as opportunities to improve service.
How frequent are complaints against Brooks stairlifts?
According to the Better Business Bureau, there have been forty-two complaints in the last thirty-six months and twenty complaints in the last twelve months. According to customer reviews, most feel that they have been misled.
How icici behave with loyal customer?
they just make money. doesnt care for customer facing problem with icici bank, credit card customer and icicilombard insurance. be aware with the fraud and cheating cases against ICICI bank
How do you taking confidental report about customer from one bank to another bank?
You cant do this. In most countries doing this would be against the law.
Is it effective to Agreeing With All Of The Customer's Complaints?
Effective
Customer complaints should be seen as?
opportunities to improve.
Do complaints affect policy?
An indication that updating is needed is frequent employee or customer complaints about a particular policy
Have there been any complaints filed against vonage india?
Yes actually. There have been complaints filed on Vonage in India because of customer service. People claim that it's hard to get help when calling because the call center is in India.
