A list of steps that usually define interactions between a system and a role to achieve a goal, is a use case in software and systems engineering. It is used in system analysis.
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In case you lose your card, they can't drain your accounts.
Like an extra resource, in case you max out your initial line of credit.
Chuka ne stapone hado tader.
No. An Account Payee cheque can only be paid into a bank account and not as cash, which is the case for a self cheque.
ATM is banking subsystem (Subject) that provides bank customers with access to financial transactions in a public space without the need for a cashier, clerk or bank teller. Using an ATM, Customer Actor can access their bank accounts in order to check balances, deposit funds, withdraw cash and/or transfer funds (Use Cases). See example ATM Use Case diagram in the link.