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The Common Access Card (CAC) contains certificates that support: a. Identificationb. Encryptionc. Digital Signaturesd. All of the above
Card access systems are not common for homes. Generally people install a keypad with a security code attached so that no card is required. You can read about card access at http://www.transalarm.com/national_accounts/card_access_systems.cfm.
Multifactor Authentication
A CAC, or Common Access Card Reader can be used to read cards such as credit cards, and can be used for the customer to enter their PIN. These are normally found in shops, supermarkets, and banks.
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