No - in most cases. As long as the credit card issuer can determine your credit worthiness, it doesn't matter where your bank account is. There is one exception. If you apply for a secured credit card, you must keep a 'security deposit' of a certain amount in the institution chosen by the credit card issuer (usually their own bank).
Yes, bank account is an asset (provided it is not a loan or credit card account). Since a Bank account is a place where we deposit and keep money, it can be considered an asset. (And this is only as long as you have cash in your account. If your account balance is 0 it is not an asset)
It can take anywhere from 5-10 business days. Depends on the bank.
You can ask for a cash advance into your bank account as long as your credit card allows cash advances. When you call the credit card company to do so be sure you have the routing number and account number of the account you want the money to go into.Alternatively you can do that through western union although I do notrecommendthat way if it can be avoided as the cost last I looked was anywhere from $13-$25.
If you requested your refund be direct deposited, it can be as quicly as 10 days after you file your return, or it may be longer. Most banks credit the account as soon as the ACH, which is the banking term for the direct deposit, is received at the bank. ACH's are electronic funds transfers. Think of it as sending an email with a cash value to a friend. The ACH will have specific directions on which account to credit, how much to credit, and on which date to credit it.
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No - in most cases. As long as the credit card issuer can determine your credit worthiness, it doesn't matter where your bank account is. There is one exception. If you apply for a secured credit card, you must keep a 'security deposit' of a certain amount in the institution chosen by the credit card issuer (usually their own bank).
Yes, bank account is an asset (provided it is not a loan or credit card account). Since a Bank account is a place where we deposit and keep money, it can be considered an asset. (And this is only as long as you have cash in your account. If your account balance is 0 it is not an asset)
yes as long as co-applicant has good credit history.
Bank of America will do a cash advance with your Bank of America credit card. Direct Deposit and Check Cash Advances from Bank of America essentially transfer funds from your Bank of America credit credit into your Bank of America bank account. There is no limit, as long as it does not exceed your total credit limit on your credit card.
It depends. If you are going to withdraw cash from your credit card through an ATM and then manually deposit it to your bank account, it would happen immediately. But, if you raise a request with the bank to arrange for the funds transfer from the credit card to your bank account, they may take 3-5 working days to process your request.
Yes Bank of America 24/f Paseo de Roxas Makati, Ph 623-815-5070
yes, long as your bank never closed your account due to lack of funds or owes money. if this was the case, you will not able to open an account with any banks for several years. asian623
No. As long as you have money that can be deposited into the savings account, the bank cannot deny giving you a savings account. However, if you have a history of bad checks being issued, default on credit card payments etc the bank will not issue you any credit cards or check booklets.
Anytime as long as you have a relationship or some type of account with them, a bank will normally do what is call a soft pull which doesn't affect your score and will only do a hard pull if you initiate it by requesting to open another account with them, or asking for a credit line increase or a new line of credit.
It can take anywhere from 5-10 business days. Depends on the bank.
Long-Term Credit Bank of Japan ended in 2000.