5 years in Michigan
Ace Cash Express typically charges a fee for cashing checks, which can vary based on the type and amount of the check. The fee is usually a percentage of the total amount of the check, ranging from 1% to 5% or more. It's important to check with Ace Cash Express directly or refer to their fee schedule for specific information on the percentage they charge for cashing checks.
Cash Advance loan services are small loans granted within minutes. You simply write a check from your account to the check cashing establishment and they will advance you funds for up to (average) 2 weeks when they will cash your check surrendered plus a fee. You will need to provide identification and the previous month's pay stubs to show an ability to repay the loan that quickly. Keep in mind that this is a very short-term solution and you must be able to have the funds in your account by the time they cash your check.
I usually tear up cancelled checks and dispose them. Once a check is cancelled it is worthless and useless. So there is no need to safe keep them. However it is a good idea to tear them into small pieces to ensure that no one can misuse it.
A person should keep personal tax records for about 7 Years in Australia.
5 years in Michigan
Some people don't understand the importance of a 24 hour check cashing service until they need one. After all, life comes in so many different flavors and circumstances are virtually unlimited, so chances are that at some time a person may need to cash a check after hours. When that time comes, it's good to know that these services are often available nearby.What Is 24 Hour Check Cashing?Simply put, a 24 hour check cashing service will cash a check at anytime of the day. This means that if a person needs money and can't wait until banking hours begin, they can get their checks cashed quickly with a minimum of hassle.What is needed to cash a check?Most check cashing services require some form of identification to cash a check. Staffers at the service will verify the ID and sometimes the authenticity of the check and then give the bearer cash, minus a service charge.Sometimes "no ID" check cashing services may be available. In these cases, the bearer can provide some basic information and the service will cash the check if they are able to make an electronic transaction that will instantly retrieve the funds from the account on which the check was written. This type of service clearly represents a greater potential liability than a traditional check cashing transaction, so customers should expect to pay more for it if they can find a service that offers a "no ID" service.Where To Find 24 Hour Check CashingThose needing to check cashing services, should check their local yellow pages or do an online search to find companies that offer these services. Sometimes these companies have a website that includes their operating hours and terms of service. Others may require a phone call to determine if they have 24 hour services available.When looking for a 24 hour check cashing, customers should not forget to keep an open mind. For example, some gas stations or 24 hour retail stores offer check cashing services with appropriate ID, although many of them limit their services to payroll or government checks. Because these services often cost less than a traditional check cashing store, people should not be afraid to ask.
Most checks become stale dated (meaning they cannot be negotiated) after six months. Some checks, especially business checks and U.S. Treasury checks, have a longer life of up to one year. And some checks, which would specifically have a "VOID AFTER" or similar notice on the front, expire more quickly.
Next check number is a field in the personal finance forms on Quicken, which is personal finance software. The check number field allows you to keep track of check numbers and using the plus/equal key fills in the field with the next check number.
A conditional endorsement is where the act of cashing a check connotes acceptance of terms established by the check writer. Who hasn't written, "paid in full" on the memo line of our checks? That really isn't a conditional endorsement. To let the payee know that by cashing the check they have accepted the payor's conditions, the check writer would have to put in writing, on an attachment to the check, a statement telling the payee that by cashing the check, they agree to the terms. Conditional endorsements won't work if the contract stipulating payment prohibits their use. Some credit repair sites on the Internet suggest that conditional endorsements are a method of cleaning up your credit report. You negotiate with a creditor to change your account status to paid after they receive full or partial payment from you. If you plan on using a conditional endorsement to get your creditors to agree to change your account status after cashing your certified check or money order, you should hire an attorney to draft the attachment. Make sure your correspondence is sent by registered mail and keep copies of all correspondence, including a copy of the cashier's check or money order.
The mortgage company is considered a co-insured when it comes to claims. You can assign it to the person or company doing the repair or ask the company to assign you the check. This is meant to keep someone from cashing a total loss check and not paying the mortgage company anything leaving them with a lot and a debt.
If you mother died without a will, you as a child would have more rights to her personal items than your aunt.
Every school has a slightly different curriculum. You may learn how to keep a check book, file personal income taxes, create a budget, and how to calculate bargain shopping.
take it and keep itAnswerYou have to keep track of your personal finances and if you think someone or a company owes you money then check it out and make sure if they do or don't.
No, it is not legal to photocopy personal checks without authorization as it violates the check writer's privacy and puts their sensitive information at risk. If you need to keep a record of a payment made by check, it is better to use a secure method of documenting the transaction.
If it's a wild animal, you can keep it for yourself, but you should have a veterinarian check it out. If it belongs to someone, it is illegal to take it without permission.
If it is in writing that the buyer of your home agreed to pay to have the roof repaired or replaced, and the buyer knows you have received an insurance check for the roof, and if the insurance check is made payable to you, then yes, you can legally keep the money without paying for the new roof.