How can I report her to the credit agencies?
-----------------
You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.
ANSWER That is correct. If the creditor is not reporting to the major bureaus there is no report... good or bad.
Collection agencies notify all the credit bureaus electronically concerning the delinquency amount of the debt and number of days outstanding every 30 days.
Dispute them with the credit bureaus.
Three nationally recognized credit bureaus are TransUnion, Equifax, and Experian. Not every mark on a credit report will show up in all three bureaus. Occasionally, companies only report to one bureau.
Only the original creditor or the credit bureaus can remove a charge off from a credit report. You can negotiate to have them removed with the original creditor if they will let you. You can also dispute it to the credit bureaus and they will have 30 days to verify the listing or it must be removed from your credit report.
ANSWER That is correct. If the creditor is not reporting to the major bureaus there is no report... good or bad.
Collection agencies notify all the credit bureaus electronically concerning the delinquency amount of the debt and number of days outstanding every 30 days.
Almost all auto lenders will report a reposession to the credit bureaus. There is a possibility that they won't report to all three credit bureaus as credit reporting is a voluntary system. They may only report to one or two of the bureaus.
A three in one credit report is a credit report that contains information from all three credit bureaus. These 3 cedit bureaus are Equifax, Experian, and TransUnion. This report will let you compare information across all three bureaus.
No, just the delinquency history and balances
No, AchieveCard does not report to credit bureaus because there is no credit issued with this card.
In the United States, any institution that extends to you some form of credit can report to the credit bureaus.
You can get your report from any of the three major credit bureaus; Experian, TransUnion, and Equifax.
Dispute them with the credit bureaus.
To all three credit bureaus.
does home depot report to credit bureaus? I am trying to rebuild my credit.
Yes.