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How accurate are online credit reports?
Online Credit Reports are extremely accurate if they are obtained from on of the 3 major credit reporting bureaus. Be careful that you don't get scammed by checking your report through a company that is not affiliated with the 3 Credit Bureaus.
Can a a credit company file the same account twice on your credit report?
It happens and can be disputed. Call you credit card company or credit agencies.
How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
How can something be removed from your credit report?
It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.
How do you report a credit card company that issues unrequested cards?
You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
Are online credit reports accurate?
Most online credit reports are accurate. However, if you receive a copy of your credit report and there is a decrepancy, call or write the credit report company to get this corrected.
Where can I check my credit score online?
An excellent place to check your credit score online is myFICO, a website where you can check your FICO score as well as your credit report. Another website allows you to find out your Experian credit score.
How accurate are online credit reports?
Online Credit Reports are extremely accurate if they are obtained from on of the 3 major credit reporting bureaus. Be careful that you don't get scammed by checking your report through a company that is not affiliated with the 3 Credit Bureaus.
Where can you get a free personal credit report?
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
What companies allow one to view a credit report online for free?
There are a lot of companies who offer free online credit reports. Some of these include AnnualCreditReport, Equifax, CreditKarma, myFICO, and Experian. AnnualCreditReport credit reports can be ordered online, by mail or by phone.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
Does any company gives free credit report to consumers?
Free Credit Report .com baby!!!
How do you delete old credit report information?
You cannot delete accurate credit report information, such as payment history or account status. However, negative information that is inaccurate or outdated can be disputed with the credit bureaus to have it removed. It's important to regularly review your credit report and address any inaccuracies promptly.
What can you do if a find a mistake on your credit report?
Call the credit card company
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
Can a a credit company file the same account twice on your credit report?
It happens and can be disputed. Call you credit card company or credit agencies.
How do you remove a false charge off date from your credit report if the date was reset from the original?
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
