It depends on how involved your return is. Big companies like H&R Block have trained tax specialists (not CPAs) who can competently do your taxes for a bit less than a CPA. The rate varies, depending on whether you file a simple return or an itemized return, and the rate varies per location around the country. Expect to pay anywhere from $75-100 for a simple return, and upwards from $225 for a return that is more involved. Any tax preparer will give you a quote, so call around to research the options.
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a lot of money for a 15 year old
You can find a cheap TY LA 1000 at any used car dealership in your area. They cost money but if you search you can find one cheap! It is not too hard to find them if you keep your head up. A lot of them.
There are no age (young or old), or start and stop times for income tax. It is all a matter of Taxable Income (not a matter of working - many people who don't work have or make a lot of money). it is entirely possible and not at all unusual that a newborn that inherits or is gifted money/property, income will have income from it as well as tax due on it.
Most companies use the accrual basis of accounting, which recognizes income when it is earned rather than when cash is received. A company could be entitled to a lot of money for services performed, but find itself unable to collect it due to delinquent accounts. If a company is unable to generate sufficient cash flow, it's going to go under pretty quickly no matter what sort of income its reporting.
a lot