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Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
A tenant damaged my property. Will my insurance cover it?
This would be covered under Malicious or accidental damage if your insurance company provides this.
Will homeowners insurance cover damage to your home due to improper construction?
That would be covered under Your Builders General Liabiity Insurance Policy,
Will home owners insurance cover attached garage if it falls down from bad weather?
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
Is flood damage covered under regular home insurance?
Floor damage is almost never covered under regular home insurance. It needs to be purchased separately and can be quite expensive for many areas.
Are baths damaged by bleach covered by homeowners insurance under accidental damage?
no
Is damage due to an electrical surge covered under fire insurance?
Yes.
Does auto insurance cover hail?
Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered.
Does homeowners insurance cover french drains?
Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Is bat damage covered under homeowners insurance?
damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure
