Nobody is liable for an act of nature. It does not matter who owned the tree. If a tree falls on your house just call your insurance company.
If it just fell in your yard and did not damage your property you just have to get it removed yourself.
If it's partially on your property and partially on the property of another, then each property owner is responsible for removing that part on their own property.
The portion of the tree that falls on your property is your responsibility. You can also trim a tree which hangs over your property line but not to the detriment of the tree's health. It is always best if neighbors share in the responsibility of maintaining a tree which covers two properties, but that obviously is not always possible.
Call your local Utility company, They will usually trim trees that are endangering the power lines. Of course though, if the tree is on your property, It is really your responsibility.
the insurer of the property owner where the tree lands
Tree stump removal is typically the responsibility of the property owner. Local city officials will tend to tree stumps in community parks and areas but it is likely that the home/property owner to remove tree stumps.
The responsibility rests with the owner of the property on which the rotting tree is standing. However, the person whose property is damaged may have the burden of proving the tree owner knew it was a hazard (foreseeable versus merely potential) and that the damage was caused by negligence rather than an "act of God". A person is responsible for insuring his or her own property for damage caused by unforeseen accidents.
You are responsible for the portion on your property and the other guy is responsible for the portion on their property.
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
If you do not have comprehensive insurance, unfortunately you do. Bummer!
It's your tree.
Yes, as long as the tree is entirly on your own property. If it falls and causes damage to a neighbor's property, though, you can be held completly liable for it.
The neighbor is responsible for his own property. If your tree fell on his house, he is responsible for the damage. That is how homeowners insurance works. * No one is "legally" responsible if it was a result of a natural occurrance. The neighbor whose tree fell and damaged the other person's property cannot be held accountable for a situation that was not in his or her control. If the tree fell as a result of a storm, the person whose property was damaged should claim it on their homeowner's insurance is possible. If it fell and damaged property due to it being trimmed or removed, the liability lies with the person who was taking the action. It would be a nice gesture if the neighbor who owned the tree agreed to share the damage cost, but in the majority of cases he or she cannot be held legally liable.
It does not matter who the tree belongs too because neither one is liable for the damage to your car. A property owner is not liable for an act of nature and homeowners insurance does not cover automobiles. Your comprehensive auto insurance will cover your vehicle for damage from an act of nature.