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If you are in need of a short-term loan, companies such as First United FCU, Wells Fargo and LendUp are three good companies that will offer you low-cost alternatives to payday loans. First United FCU has low rates and flexibility when it comes to loans with the lowest interest rates possible. Wells Fargo, similarly, will give you access to funds at a lower cost than most retail cards.

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Q: Which companies have a reputation for offering low cost loans?
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None. There is not really a thing as zero closing cost loans because finance companies always have that fine print that no one bothers to read which contains very useful information.


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Cash Time and Money Mutual are two reliable online sources for procuring a low cost payday loan. You can apply and get approved for loans online at these sites.


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To find companies who offer low cost home equity loans, try using a comparison engine to save time finding the lowest price. Some of the most popular include Money Supermarket, Confused and Compare the Market.


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Most banks and Credit Unions will offer new construction loans. Mortgage brokers may also be able to provide new construction loans. Be sure to have a good cost estimate before applying.


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A number of specialist credit companies offer home equity loans to consumers with poor credit. However, this usually comes at a cost, as the interest rates offered are often disproportionally high. A few companies offer lower rates to consumers with poor credit if a friend or relative can act as an additional guarantor to the loan.


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Where is it possible to get cheap secured loans?

It is possible to get cheap secured loans from various online and offline loan companies, but it is best to do plenty of research and double check the small print for catches - i.e to make sure the loan doesn't just seem cheap but will cost you more in the long term - before agreeing to any offered loans.


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