What does after deductible mean?
"After deductible" means you will not get coverage or certain
benefits until a deductible has been met. Insurance policies often
have more than one deductible. For example, you may have a $1,000
per year deductible for certain medical expenses, and another
deductible for prescription drugs. If your prescription drug
deductible is $500 per year, you will have to pay out of pocket the
first $500 of drug cots before your plan will kick. Many plans have
complicated formulas for how deductibles are applied and how they
are met so there is no one answer. But "after deductible" always
means that the person with the insurance policy will have to pay
something first, before getting reduced-cost, free, or co-pay
services and drugs. Source: Women in Business
(http://www.womeninbusiness.about.com)