Orchard bank has different ways in which they issue credit cards. The cards are either secured or unsecured. A secured card has rates as low as 7.90% because the borrower is required to put a deposit down up front before being granted the card. The unsecured cards range from 14.9% to 19.9% depending on one's credit score.
Different credit cards offer different interest rates. The percentage rate on an orchard bank credit card depends on the individual's credit background and the current stock market interests.
Low interest credit cards are credit cards that have low APR rates or a low introductory APR rate based on credit. They have low annual interest rates, which means, for a certain period of time, sometimes up to 21 months; after this period of time, interest rates will be based on credit worthiness.
It cause interest rates to rise.
The interest rates on Chase credit cards vary on the type of credit card obtained from Chase. Some Chase credit cards offer introductory 0% interest, for a set amount of time after opening the account, or transferring a balance. Typical interest rates on Chase credit cards other than those circumstances, however, ranges from approximately 12% to 22%.
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Lines of credit tend to have lower interest rates than credit cards.
Bank of America offers low interest rates on some of their credit cards. You can also check out Citibank and Capital One.
No, there are no credit cards available with a permanent 0% interest rate. You can however get the low interest rates one at www.which4u.com.au/credit-cards/lowest-interest-rate -
No, students are able to find specific credit cards with lower interest rates. These credit cards will also offer incentives related to you, such as: textbook protection, cash back of school purchases.
I am sure no credit card provide low interest rates, they are all high rates on both business or individual credit cards. Check out this site, they provide comparison of low interest rate credit cards. http://www.creditcardfinder.com.au/low-interest-rate-credit-cards
You can go to www.creditcards.com. There you will be able to get a current list of all the credit cards with the best interest rates.
It is recommended that you call the company first and make an inquiry of your account to clarify the sudden raise in your credit cards' interest rates.