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Around half of the adult American population does not own a credit card or have any credit card debt. The average amount that indebted households owe is 15,000 dollars.

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Q: How many adult Americans have 0 credit cards?
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Why Americans in credit card debt?

Many Americans have credit card debt because they supplement their purchasing with credit cards due to a lack of adequate income. Some Americans have credit card debt because they are addicted to shopping or because they are not making enough money to pay their bills.


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Is there any credit cards that do not require a personal guarantee for business credit?

There are many types of credit cards as per your requirements.


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Although many people treat them as such, no, credit cards are not considered to be money.


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There are many places that lists many companies offering per-qualified credit cards with competitive interest rates. CreditCards.com is a great place to look for credit cards since they list many different kinds from different companies that offers per-qualified credit cards with competitive interest rates as well as credit cards for people who never had a credit card before and want to build their credit.


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