Gerbils go into heat ever 4 day. There are no outward signs that they are in heat, unless a male is in the tank (in which the male will attempt to mate with her)
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Probably not, but you never know. Gerbils do have periods, though, as I had a female and she bled.
Female gerbils come into estrus (heat) every 4 -6 days (this is the time they will be fertile and receptive to a male).
from: http://exoticpets.about.com/od/gerbils/p/gerbildata.htm