If the gate is unlocked for any reason, the car can be repossessed. So, if we are talking about a gated apartment/community -- yes, as anyone can follow another car into the apartments or community. If we are talking about a locked garage, that is never opened...the car is not being driven at all...at any time... then no. But you are going to have to have proof that someone broke in. Your word against a lender will not get it back. Remember, the repossession is being done, as payment has not been made--the car technically belongs to the lender until it is paid off.
In most instances when you get behind on your payments. The exact details of when the lender will repossess the vehicle is listed in the contract you signed when you took out the loan on the vehicle. Read your contract with the lender.
They are not going to repossess a vehicle because you were rude. They can however repossess it if you miss just one payment.
Yes you can with the help of your attorney.
The same way a loan company does, HIRE a REAL repo agency to do the job.
Not without a replevin order from the court of jurisdicition.
The car can only be repossessed from a locked garage if the car is spotted in the garage from a window or a crack, but the repo company cannot enter the garage if the car was not visibly spotted.
It is probably stated in your finance or lease agreement that if you don't make your payments on time that the finance company has the right to repossess the vehicle. Consider yourself informed. Long story short, if you don't want your vehicle repossessed you need to make your payments.
Are/were you listed on the TITLE as leinholder? Do you have a written contract listing the vehicle as collateral? If no to these two uestions, you should call a local attorney NOW.
Yes. A charge off does not mean that the debt is not still valid and subject to collection by any means available to the lender.
http://www.panhandlerecovery.com Barry can likely help you Did you have a contract signed between the two of you? Did it state that you could repossess it if they didn't make the payments? If not, you probably need to go visit the courthouse and prepare for a lawsuit against the person you gave the car to.
YES, IF your paperwork is in order, you can agree on a price and the unit is accessable. repoman.com for Texas repo agents Please dont waste yours and the agents time with an EX-this, I want my car back thing.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.