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Probably not. Their check clearing service - TeleCheck - have refused two checks and cannot tell me why, except they have no credit history for this checking account. Only a history with them results in your ability to use a check, but you can't use a check through them until you have already used one. Even the supervisors at TeleCheck are ignorant to the reasons for rejection. They describe the use as a gamble - maybe your check will clear, but maybe it will not. The last supervisor I spoke to said "you can never know if your check will clear because our system decides if you can write the check."

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Q: Can you pay by personal check at Walmart?
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No. They may allow you to purchase stuff for the check if you are a regular and well known customer. But they would not allow you to encash a cheque. You can cash a payroll check at Walmart but you may not want to if you're concerned about protecting yourself from identity theft. Walmart uses Certegy as their check verification company. Certegy shares your information (State ID number, Social Security Number, and your employer information) with ChexSystems, Equifax, casino gaming technology companies and marketing firms. Certegy was sued in a class action lawsuit when one of their financial analysts sold more than 8,000,000 customer records. If you cash your payroll checks at Walmart, your personal information is now in a Certegy database. When you cash your check at Walmart, you have effectively contracted with Certegy to collect and share your personal information. You are not entitled to a full disclosure of who they share your information with, because that is considered proprietary information.


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