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Many people have heard of a synergy bank and most of them don't really know what one is. By learning more about how this kind of bank operates it could create a new option for many people to try for their banking needs.

Synergy bank was created recently in 1998 by business leaders who wanted to start a new kind of financial institution. This bank should sense a local identity with its' customers, favor local values, and would be able to commit to the prosperity and success of the community in which it was located. So a synergy bank is still a bank but with more responsibilities to its' citizens.

Each synergy bank should have banking professionals with many years of experience as well as new employees that are from the local area who can contribute their knowledge of the needs of local community. This makes a bank like this a little friendlier, more caring, more convenient and more focused on each customer as an individual.

One difference that is noticed when calling a synergy bank on the telephone is the fact that there is a human person answering the call. There is no voice mail with a large complicated menu to choose from. It is a real person answering the line and that person is ready to help you or knows who can help you and forwards your called to someone else. This is very rare in this day and age when no one expects a living and breathing person to answer a telephone.

A synergy bank has certain qualifications and offers rewards and features to its' customer to make it a unique banking experience. The bank may require a customer to receive the account statement electronically instead of by mail. There may need to be at lease one direct deposit or one automatic payment posted and cleared. There should be at least 12 debit cards purchases that have posted and cleared.

Many positive features include no minimum balance needed for rewards, free debit cards, online bill pay and online banking and free checking.

Synergy banking is known for its' old-fashioned approach to to customer service banking and their pride in being able to work together.

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synergy that ain't positive is termed as negative synergy...;)

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financial and operating synergy

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