- One that encumbers; a burden or impediment.
- Law. A lien or claim on property.
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A claim against a property by another party. Encumbrance usually impacts the transferability of the property.
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Also known as a lien.
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Any right to or interest in land that affects its value. Includes outstanding Mortgage loans, unpaid taxes,Easements, Deed Restrictions.
Example: Encumbrances on Blackacres include 3 mortgages, 4 Leases a Mechanic's Lien and a deed restriction preventing the sale of alcoholic beverages on the land.
1. In government accounting, commitments related to unfilled contracts for goods and services including purchase orders. The purpose of encumbrance accounting is to prevent further expenditure of funds in light of commitments already made. At year-end, encumbrances still open are not accounted for as expenditures and liabilities but, rather, as reservations of fund balance. When an estimated or contractual liability is entered into, the entry is to debit encumbrances for the estimated amount and credit Reserve for Encumbrances. When the actual expenditure of an amount previously encumbered is known, there are two entries. The first entry is to reverse the original encumbrance. The second entry is to record the expenditure by debiting expenditures and crediting Vouchers payable. At year-end, the encumbrance account is closed out against fund balance.
2. Debt secured by a lien on assets.
A restriction on the use of real property, or an obligation to make a payment which is secured by real property and which does not prevent its conveyance.
A burden, obstruction, or impediment on property that lessens its value or makes it less marketable. An encumbrance (also spelled incumbrance) is any right or interest that exists in someone other than the owner of an estate and that restricts or impairs the transfer of the estate or lowers its value. This might include an easement, a lien, a mortgage, a mechanic's lien, or accrued and unpaid taxes.
An 'encumbrance is a legal term of art for anything that affects or
limits the title of a property, such as
In Hong Kong, there is statutory definition of "encumbrance". In Conveyancing and Property Ordiance (Cap. 219) it reads: ""encumbrance" (產權負擔) includes a legal and equitable mortgage, a trust for securing money, a lien, a charge of a portion, annuity, or other capital or annual sum; and "encumbrancer" (產權負擔人) has a meaning corresponding with that of "encumbrance" and includes every person entitled to the benefit of an encumbrance, or to require payment or discharge thereof".
It is also a term used by colleges and universities to describe limitations placed on a student's account due to late payment, late registration, or other reasons stated by the institution. An encumbrance can prohibit students from registering for classes, affect the release of their transcripts, or delay the reception of their diplomas.
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Dansk (Danish)
n. - byrde, hindring, behæftelse, ærgrelse, besvær
Nederlands (Dutch)
beletsel, last, hypotheek
Français (French)
n. - fardeau, handicap, gêne, charge hypothécaire
Deutsch (German)
n. - Belastung, Last
Ελληνική (Greek)
n. - άχθος, βάρος, εμπόδιο, νομικό ή οικογενειακό βάρος
Português (Portuguese)
n. - empecilho (m), dependente (m) (f) (criança)
Русский (Russian)
препятствие, бремя, иждивенец, закладная на имущество
Español (Spanish)
n. - lastre, carga inútil
Svenska (Swedish)
n. - hinder, besvär, belastning, hypotek
中文(简体) (Chinese (Simplified))
阻碍, 累赘, 妨害物
中文(繁體) (Chinese (Traditional))
n. - 阻礙, 累贅, 妨害物
한국어 (Korean)
n. - 방해물, 부동산상의 채무
العربيه (Arabic)
(الاسم) رهن, عائق
עברית (Hebrew)
n. - משא, מעמסה, מיטרד, משכנתא
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