Type: Public
On the web: http://www.chemicalbankmi.com

Chemical Financial has banking down to a science. The holding company for Chemical Bank (formed in 2005 from several subsidiary banks that had been operating under the Chemical Financial umbrella) provides a full range of financial services to individuals and businesses in the lower peninsula of Michigan. Through about 130 branches, the bank offers standard deposit products, including checking and savings accounts, CDs, and IRAs. The company and its subsidiaries also offer trust services, title services, data processing, and investment products.

Key numbers for fiscal year ending December, 2007:
Sales: $269.2M
One year growth: 4.0%
Net income: $39.0M
Income growth: (16.7%)

Officers:
Chairman, President, and CEO, Chemical Financial and Chemical Bank: David B. Ramaker
EVP, CFO, and Treasurer: Lori A. Gwizdala
EVP and Director Bank Operations, Chemical Bank: Regional Banks & Thrifts

Competitors:
Citizens Republic Bancorp
Flagstar Bancorp
Independent Bank (MI)