Sometimes. Here's the way the conversation with the insurance agent might go, as explained by Jenner in Timberwoof's Motorcycle FAQ:

As part of your policy, there is a "Policy Schedule" section where all your benefits are explained.

If you don't have a copy of your policy, your agent or company can provide a copy.

Limited liability insurance can be purchased from many insurance companies. An explanation of limited liability insurance can be explained by a qualified insurance agent.

"Unexplained" simply means that it hasn't been explained.

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